Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$1.92

-2.83%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0.00 USD

XRP

$1.92

-2.83%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the “Buy XRP(XRP)” section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet — ready for trading, holding, or transferring.

Why Buy XRP(XRP) ?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP’s primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple’s partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP’s value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$1.92

-2.83%

Markets

Popularity

Market Cap

$116.95B

Volume

Circulation Supply

$93.45M

60.78B

As of now, XRP (XRP) is priced at $1.92 per coin. The circulating supply stands at approximately 60,789,498,738 XRP, resulting in a total market capitalization of $60.78B, Current market capitalization ranking : 5.

In the past 24 hours, XRP’s trading volume reached $93.45M, representing a -2.83% compared to the previous day. Over the past week, XRP’s price -6.81%, reflecting continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com’s wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

More XRP Article

XRP Price Analysis: Key Dragonfly Doji Pattern Emerges

Market analysts are closely monitoring a distinctive candlestick pattern— the Dragonfly Doji— forming in the $1.90 to $2.00 price range for XRP. This technical formation is often regarded as a key indicator of potential trend reversals.

XRP Plunges Suddenly: Analyzing the Risks and Opportunities Behind Seven Consecutive Days of Decline

In the past 24 hours, Gate market data shows that XRP repeatedly struggled to hold the $2 mark, ultimately losing this key psychological support level.

XRP Price Holds Steady for Months: Will the Downtrend Continue? In-Depth Analysis and Future Outlook

A long-time observer has noted that XRP has remained in a trading range between $1.90 and $2.00 for over a year, while many other altcoins have experienced significant declines during the same period. This relative strength may suggest accumulation rather than weakness.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

Potential Risks Associated with Using XRP for Financial Transactions

Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:

More XRP Wiki

The Latest News About XRP(XRP)

2026-01-20 12:39UToday

未来7天将对XRP账本至关重要：原因 - U.Today

2026-01-20 12:39UToday

XRP在四小时内出现21506%的清算失衡 - U.Today

2026-01-20 12:35Live BTC News

如果本月通过加密货币法案，以太坊、XRP 和比特币会发生什么？

2026-01-20 11:36Cryptonews

XRP多头面临心理考验，Glassnode警示2022年2月的模式

2026-01-20 10:58TheNewsCrypto

股票和美元与全球加密市场一同感受到冲击

More XRP News

LayerZeroHero

2026-01-20 14:26

XRP Price Consolidates Near $1.80 as Liquidation Risk Builds

CryptoCross-TalkClub

2026-01-20 14:23

Take a look at XRP's recent market movement—it's surged over a thousand times and is now starting to pull back. Such intense volatility is common in the crypto market, and many are watching: who will take off next? During this ETF hype period, which coin will become the next focus? The market moves quickly, and pullbacks often signal new opportunities.

XRP

-2.32%

BasheerAlgundubi

2026-01-20 14:23

🚨 Sailor continues buying on dips Michael Sailor, the strategist, bought 22,305 #BTC worth $2.13 billion. Sailor does not see volatility as a risk, but as an opportunity for gradual investment. Until January 19, 2026 Total reserves: 709,715 #Bitcoin Long-term strong confidence. #BTC100kNext? #SatrategyBTCPurchase $XRP ‌ $SOL ‌ $BTC ‌

BTC

-1.92%

XRP

-2.32%

SOL

-3.2%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

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