Money-Making Games: Top 23 Projects for Earning

2026-02-06 23:41:05
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GameFi
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Top Mobile Games with Card Withdrawal: In-Depth Review of 23 GameFi Projects for Real Earnings. Learn how play-to-earn works, potential earnings, and secure methods to withdraw funds to your bank card or wallet. Comprehensive guide for newcomers.
Money-Making Games: Top 23 Projects for Earning

Games With Payout: Top 23 Picks

If you're looking for ways to earn real money through gaming, explore this curated list of leading GameFi projects. These platforms let you turn your gameplay into income by monetizing in-game activity and earning cryptocurrency rewards.

1. Hamster Kombat

Hamster Kombat is an addictive clicker game on Telegram where users earn in-game coins by tapping a hamster image. Players use these coins to buy upgrades that increase passive income within the game.

This platform has attracted 250 million players, making it a candidate for a Guinness World Record for fastest audience growth.

The developers completed an airdrop of HMSTR in-game tokens as promised. While the early excitement has cooled, the game continues to draw users, thanks to an active team that keeps adding new features and expanding the platform.

2. OKX Racer

OKX Racer is an engaging adventure where players predict Bitcoin price movements. You guess whether the cryptocurrency’s price will rise or fall in the short term.

Correct predictions earn points and build streaks for bonus multipliers. Special boosts help you improve results. You can also earn extra points by inviting new users and completing special tasks.

To start earning, activate the bot and place your first bet. In early 2025, the game launched a major v2 update, adding weekly leaderboards with USDT prizes.

3. The Whale App Bot

Whale is a new Wirex app on Telegram that rewards users for participating in various activities. The main concept is converting user attention into a valuable resource, which generates bonuses.

Participants earn WXW tokens by inviting friends, joining educational events, completing tasks, and interacting with the app. Accumulated coins unlock exclusive airdrops and new levels with higher rewards.

Whale is integrated with the Wirex infrastructure, letting users spend their earned crypto at over 80 million merchants worldwide. The app is designed as a fair platform where users’ attention becomes real value. WXW tokens can be spent directly through the Wirex card at millions of points of sale.

4. Blum

Blum Crypto Bot is a Telegram game developed by former senior executives of a major crypto exchange. This tapper lets users earn crypto by performing simple actions—farming BP coins, joining drop games, and completing various tasks.

Mining BP is as easy as tapping a button in the app several times a day to collect coins. There’s also a fun drop game with extra earning potential.

The platform features a referral program for earning by inviting new users. You get bonus coins for every friend and their activity. Tasks like taking surveys or promoting the platform on social media earn you more BP coins.

The team has postponed the $BLUM token listing to Q1 2025. The exact token distribution date will be announced later.

5. Zavod

ZAVOD is a clicker game integrated with the MDAO Telegram wallet. Users earn ZP tokens by performing virtual work tasks. Players can level up their “factories” to boost productivity and income. Collected ZP can be reinvested to unlock new features and improve your game standing.

To start, apply in MDAO. Once approved, you get instant access to factories and begin earning coins right away.

Social features allow players to join unions or create their own for bonuses and competition. Invite friends and get 20% of each invitee’s earnings.

6. City Holder

City Holder is an innovative Build-to-Earn game. Players construct and grow cities, compete with others, and earn CITY game tokens.

You decide which buildings to develop and upgrade to attract the most residents. Competition helps you climb the ranks and leagues, earning extra CITY tokens for your achievements.

City Holder gives you the chance to build and manage a thriving metropolis for steady income. CITY tokens are slated for listing on major crypto exchanges, ensuring liquidity.

7. Splinterlands

Splinterlands is a card game on the Hive blockchain where players battle monsters for rewards. Activities include quests, tournaments, and ranked matches. The game averages 36,000–38,000 daily active users and over 55 million battles monthly.

Splinterlands is nearly fully localized in Russian. The official website offers detailed tutorials for beginners.

Cards are the main income source and can be exchanged for crypto. Cards also enhance character abilities in-game. Splinterlands is available on mobile and desktop.

Game cards are traded on various NFT platforms. Besides trading, users earn in ranked seasons and daily tournaments with cash prizes.

8. Chainmonsters

Chainmonsters is a cross-platform online RPG integrated with the Flow blockchain. Catch digital monsters, battle, and trade earned assets. The game launched in Early Access on Steam in spring 2025.

Players earn by selling collectible items as NFTs. Each monster and item is unique and tradable with other players.

9. Gods Unchained

Gods Unchained is a payout game with no initial investment required. Players build card decks with each card as an NFT. NFTs are traded on the internal marketplace for earnings.

The native GODS token is used for marketplace transactions and distributing rewards. The project’s popularity worldwide shows that the game mechanics are easy to learn.

In early 2025, the project migrated to Immutable zkEVM and launched a second Battle Pass, expanding earning opportunities.

10. Coin Hunt World

Coin Hunt World is a crypto-based version of Pokémon Go with augmented reality elements. Instead of Pokémon, you hunt for cryptocurrency and NFTs. The project has rebranded as Cubieverse.

Collected coins and tokens can be used on trading platforms. The game lets you sell earned crypto and NFTs, converting in-game assets into real cash.

Coin Hunt World is a popular choice for earning via mobile. It’s available exclusively as a mobile app, making it convenient to play anywhere.

11. The Sandbox

The Sandbox is a 3D metaverse with game features, promoted as a DeFi version of Minecraft. Players can create games and digital assets using free tools. There are about 5.7 million accounts and more than 1,000 user-created worlds.

Users monetize virtual goods by selling them on the internal marketplace for SAND, the native token. The ecosystem supports both creativity and earning.

12. DeFi Degen Land

DeFi Degen Land is an online metaverse with a gaming environment where users earn tokens and interact with NFTs.

The project supports BSC (BNB Smart Chain) and Crypto.org blockchains. Upon entering, users select their preferred blockchain for transactions.

13. Crypto Royale

Crypto Royale is another payout game requiring no initial investment. Players battle each other for crypto in a space-themed setting.

The game is built on Harmony blockchain. Winners receive the native ROY token. Simple mechanics make it easy to get started and earn even without advanced language skills.

14. Worldwide Webb

Worldwide Webb is a metaverse with multiplayer gameplay and NFT creation tools. Users can build everything from virtual pets to digital land and quests.

Players earn by selling items created within the digital world. You can also earn by playing built-in games. The developers plan to expand monetization features further.

15. Nine Chronicles

Nine Chronicles is an RPG where you can mine NCG, the project’s native token. Players must continually upgrade characters to boost effectiveness in battles with other users.

You can exchange earned crypto for other coins and withdraw to fiat. The developers transitioned the network to Proof-of-Stake and launched World 9, with plans to upgrade Guild Wars for more gameplay depth.

16. Black Eye Galaxy

Black Eye Galaxy is an NFT game supporting Ethereum and BNB Smart Chain. Explore space with digital spaceships and NFT capabilities.

On virtual planets, players extract resources and build new civilizations. Black Eye Galaxy lets you rule a space empire.

You earn by selling collected artifacts. Resources mined on digital planets can be sold to other players or on the marketplace.

The native BYG token is required for all operations in the Black Eye Galaxy metaverse.

17. Space Misfits

Space Misfits is a multiplayer online game on the Enjin blockchain with 3D space gameplay.

The project is similar to Black Eye Galaxy. Players explore space and gather digital resources for sale. Space Misfits uses two cryptocurrencies: SMCW for governance and BITS for in-game purchases.

The platform is currently in beta testing. This project is ideal for science fiction and space enthusiasts.

18. Space Cartels Hacking

Space Cartels Hacking is a puzzle-based logic training project inspired by “Master of Mind.” Unlike the original, Space Cartels Hacking offers high-quality graphics and thoughtful gameplay.

Players hack the global banking system by solving hundreds of encrypted codes and thousands of puzzles.

You earn by competing with other players, using intellect as your primary weapon. The game is available on Android devices.

19. MOOW

The MOOW team combines art, crypto, sports, and gaming in a single ecosystem:

  • They created an NFT collection, with each token representing a unique art piece
  • To earn, users must be active—the project monetizes physical movement
  • The platform features internal games and various earning activities
  • MOOW’s own cryptocurrency, TAC, was listed on a major exchange in August 2023
  • The team is actively promoting a Sleep-to-Earn mode

The team plans to add more ways to earn—including the ability to generate income while sleeping.

20. Veggies Farm

Veggies Farm is a digital farm built on your phone. Players “plant” and harvest “crops” as valuable virtual assets. Gold mining and artifact collecting are also available. The farm’s digital “fruits,” as NFTs, can be sold or traded.

Another way to earn is by winning battles. Build armies to fight competitors and defend your land.

Players earn MATIC tokens from the Polygon project. For extra bonuses, visit your farm daily.

21. XANA

XANA is a gaming metaverse with the strategy card NFT game NFTDuel. Build card combos and collect digital attributes to defeat rivals.

The strength of your deck directly impacts your chances of winning. Earn additional coins via daily rewards and receive seasonal prizes for high leaderboard rankings.

22. Upland

Upland is a metaverse simulating the real world. Players build empires, launch businesses, hunt for treasures, and join games—monetizing their activity.

Every object in Upland is a digital token and can be sold for real money in the marketplace. Your activity and strategy determine your asset value and earnings.

Upland is a top example of an online earning game with no initial investment. Developers maintain engagement with seasonal events like Blossom Season 2025, featuring contests and challenges.

23. Illuvium

Illuvium is a sci-fi game set in space. Players explore the universe and its creatures—the Illuvials—across different planets. Since early 2025, a public Open Beta launched for Windows/macOS, with staking via Illuvidex.

Illuvium offers many ways to earn: collect Illuvials, harvest resources, or participate in battles. Digital assets are traded on the marketplace.

Despite a native ILV token, players earn in Ethereum. Illuvium stands out for its high-quality graphics and well-developed story, rivaling premium titles.

Earning Games: How They Work

The segment focused on earning games is known as GameFi—a combination of “game” and “finance.” This field is also called play-to-earn, meaning you play to earn rewards.

Each project’s mechanics differ. Most payout games let you earn cryptocurrency or non-fungible tokens (NFTs), which can be exchanged for cash or other digital assets.

P2E games surged in popularity during the COVID-19 pandemic. Lockdowns left many people without income. GameFi projects helped users solve financial challenges. For example, many in the Philippines used their free time to earn in Axie Infinity, a play-to-earn game. The project became so popular that local authorities started taxing its players.

P2E games became a major income source in developing countries. Axie Infinity attributes this trend to lower average wages in these regions. For many, playing play-to-earn games was more profitable than seeking traditional jobs.

How Much Can You Earn in Games

Your earnings from payout games depend on several factors, including how much you invest up front. Unfortunately, there’s no official data on player earnings. To estimate potential income, forum posts were analyzed—for example, from Axie Infinity.

Reddit discussions indicate the platform pays $7–13 daily. Some users report earning $2,000 per month. Based on Reddit analysis, the average Axie Infinity player earns around $450 per month.

To get started, forum users say you’ll need to invest several hundred dollars. On average, entry costs about $600, which is needed to buy characters. You can invest less, but your characters will be weaker—saving here may lead to losses and forfeited investments.

Players are expected to recoup their Axie Infinity investment in the first month. On average, net profit is reached in about 1.5 months.

Important! Earnings from play-to-earn projects vary widely. Before choosing a game, read player reviews on forums to gauge the required investment and payback period.

Conclusion

There are numerous payout games available without upfront or with minimal investment. Today’s projects help players combine entertainment with real earnings.

The success of play-to-earn is clear—many have made GameFi their primary income source. Games with no initial investment are a great way to earn online, merging entertainment with monetizing your game time.

The GameFi industry continues to evolve, creating new earning opportunities for players. The best project for you depends on your preferences, how much you’re willing to invest, and the time you want to dedicate to the game.

FAQ

What are payout games and how do they work?

Payout games are apps where players earn in-game currency and convert it to crypto assets or cash. The model is play-to-earn: mining tokens in-game generates real-world value. Users withdraw earnings to their wallets through built-in systems.

Can you really make money with these games? What’s the average income?

Yes, it’s possible to earn. Income varies by game and player skill. Some earn tens of thousands of yuan monthly, but results are individual and depend on your activity.

How can you safely choose a reliable payout game? What risks should you consider?

Check for platform registration, licensing, and legal payment systems. Read user reviews, check minimum withdrawal amounts and fees. Avoid projects with unrealistic promises or unclear ownership.

How long does it usually take to withdraw funds from a game? What withdrawal options are available?

Withdrawals typically take several hours to several days, depending on the platform. Main methods: bank transfer, e-wallets, crypto wallets. Timing depends on your chosen method and the project’s policy.

Which games are best for beginners? Any tips?

Choose games with a low entry threshold and simple mechanics to learn the ecosystem. Start with popular P2E projects and gradually try more complex options. Read community reviews before joining.

How do blockchain game projects differ from traditional games?

Blockchain games use decentralized architecture—your in-game assets are owned by you and stored on-chain. Unlike traditional games, there’s no central server; you get transparency and genuine ownership with trading options for digital items.

Do payout games require upfront investment? How risky are they?

Most do require some initial capital. Risks are high: payouts can be refused, accounts blocked, and funds lost due to volatility or fraud. Be cautious and only invest what you can afford to lose.

How do you spot scam payout games?

Check for team and documentation transparency. Avoid platforms promising unrealistic profits, requiring you to recruit new users, or hiding withdrawal mechanics. Make sure the project has real gameplay, not just financial schemes.

* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
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