Games with cash-out options: Top 23 projects for earning

You don't need to work in an office to earn money. Today, there are plenty of alternatives—play-to-earn games are one of them. Here’s how you can make money from gaming and what kind of earnings you might expect.

Top 23 Play-to-Earn Games

If you’re looking for games where you can earn real money, the BeInCrypto team has put together a list of the top GameFi projects.

1. Hamster Kombat

Hamster Kombat is a popular clicker game on Telegram where users earn in-game coins by tapping on a hamster image. You can use these coins to buy upgrades that boost your in-game income.

The game has attracted 250 million players, making it a contender for a Guinness World Record for fastest growth.

As promised, the developers held an airdrop for in-game HMSTR tokens. Even as the hype has cooled, the game continues to draw players, with the team committed to expanding the platform.

2. OKX Racer

OKX Racer is an adventure in Bitcoin price prediction, according to its developers. Players guess whether the price will rise or fall in the near future.

Make accurate predictions to earn points and string together win streaks for bonus multipliers. Special boosts help you improve your results. You can also earn extra points by inviting new players and completing special tasks.

To start earning, activate the game bot, place your first bet, and start playing. On April 1, 2025, version 2 launched, adding weekly leaderboards and USDT prizes.

3. The Whale App Bot

Whale is a new Wirex app on Telegram where users earn rewards for taking part in various activities. The core idea is to turn user attention into value, rewarding participants with bonuses.

Earn WXW tokens by inviting friends, joining educational events, completing tasks, and interacting with the app. These tokens unlock exclusive airdrops and new game levels with higher rewards.

Whale is integrated with Wirex infrastructure, allowing users to spend earnings at over 80 million merchants worldwide. The app is built for a fair, engaging experience, where your attention is converted into money. Whale bridges the digital and physical economy, offering unique crypto earning opportunities.

4. Blum

Blum Crypto Bot is an engaging Telegram game developed by former executives of a major crypto exchange. In this tapper, users earn crypto by performing simple actions—farming BP tokens, joining drop games, and completing tasks.

Mining BP is easy: just tap a button in the app a couple times a day to collect your tokens. You can also join fun drop games.

The game features a referral program, letting users earn by inviting others. You get bonus tokens for each friend and their activity. Completing tasks like surveys or social media promotion brings even more BP tokens.

The team has postponed the $BLUM token listing to Q1 2025. The exact airdrop date is still unknown.

5. Zavod

ZAVOD is a clicker game integrated with the MDAO Telegram wallet. Users earn ZP tokens for completing virtual work tasks. Players can upgrade their “factories” to boost productivity and earnings. Collect and reinvest ZP to level up and unlock new features and better positions in the game.

To start playing ZAVOD, apply via MDAO. Once approved, you’ll enter the “factories” and start earning tokens right away.

The game also has a social aspect: join or create unions to unlock bonuses and compete. Invite friends to receive 20% of each newcomer’s earnings.

6. City Holder

City Holder is a Build-to-Earn game where players develop their own cities. Build, upgrade, and compete with others to earn CITY tokens.

Decide what to build and improve to attract residents. Compete to climb rankings and leagues, earning extra CITY tokens for achievements.

Amid global crises and disasters, City Holder lets you create and manage your own safe haven while earning income. Developers plan to make CITY tokens tradeable on major crypto exchanges.

7. Splinterlands

Splinterlands is a blockchain card game on Hive. Players battle monsters for rewards. Activities include quests, tournaments, and ranked matches. As of April 2025, there are 36,000–38,000 daily active players and over 55 million battles per month.

The game is almost entirely translated into Russian. The official site has guides for new players.

Cards are the primary source of player income. They can be traded for cryptocurrency and help strengthen your character in battle.

You can play Splinterlands on mobile or desktop.

Cards can be bought and sold on NFT platforms. Besides trading, players can compete in ranked seasons or daily tournaments for cash prizes.

8. Chainmonsters

Chainmonsters is a cross-platform online RPG. Players catch monsters, battle, and trade assets. It’s integrated with Flow blockchain and launched in Early Access on Steam on April 4, 2025. There’s no Russian version.

Earn by selling collectible items in Chainmonsters, which are represented as NFTs.

9. Gods Unchained

Gods Unchained is a play-to-earn card game requiring no investment. Players build decks—each card is an NFT. NFTs can be sold on the in-game marketplace for profit.

The native token, GODS, is used for transactions and rewards. The project isn’t in Russian, but its global popularity shows that language isn’t a barrier to earning real money.

The developers migrated to Immutable zkEVM in April 2025 and launched a second Battle Pass.

10. Coin Hunt World

Coin Hunt World is a crypto version of Pokémon Go using augmented reality. Instead of catching Pokémon, players hunt for crypto and NFTs. After rebranding, it’s now promoted as Cubieverse.

Coins and tokens found in Coin Hunt World can be traded on exchanges. Users can sell their crypto and NFTs, converting game assets to real money.

There’s no Russian version. Coin Hunt World is popular for those wanting to earn from mobile games and is available only as a mobile app.

11. The Sandbox

The Sandbox is a 3D metaverse with gaming features. Players can create games and digital assets with free tools. It’s dubbed the DeFi version of Minecraft. The platform has about 5.7 million accounts and over 1,000 user-made worlds.

Users can monetize virtual goods and sell them for SAND tokens in the internal marketplace. The platform isn’t available in Russian.

12. DeFi Degen Land

DeFi Degen Land is an online metaverse with a gaming area where users earn tokens and interact with NFTs.

The project supports BSC and Crypto.org blockchains. On entry, you choose your preferred blockchain. The platform isn’t available in Russian.

13. Crypto Royale

Crypto Royale is a play-to-earn game with no investment required. Players battle for cryptocurrency. It’s ideal for fans of space-themed games who want to play for real money.

The game runs on the Harmony blockchain. Winners receive the native ROY token. There’s no Russian version, but it’s easy to play even without knowing the language.

14. Worldwide Webb

Worldwide Webb is a metaverse with multiplayer gaming. NFT tools let players create anything—from virtual pets to digital land and quests.

Inside Worldwide Webb, players earn by selling digital items they create. You can also earn by completing in-game quests. The developers plan to expand earning tools over time.

15. Nine Chronicles

Nine Chronicles is an RPG where players mine the native NCG coin. Constant upgrades are needed to improve your character’s performance in battles.

Crypto earned in-game can be exchanged for other tokens or fiat. The platform is only in English.

The developers moved to Proof-of-Stake and launched World 9. Guild Wars upgrades are coming soon.

16. Black Eye Galaxy

Black Eye Galaxy is an NFT game supporting Ethereum and a major exchange’s blockchain. Players explore space with digital ships and NFTs.

On virtual planets, you can mine resources and build new civilizations. Black Eye Galaxy lets users play as rulers.

Players earn by selling collected artifacts. Developers encourage selling resources mined on digital planets.

The BYG token is required for transactions in the Black Eye Galaxy metaverse.

17. Space Misfits

Space Misfits is a multiplayer online game on the Enjin blockchain, set in a 3D space environment.

It’s similar to Black Eye Galaxy. Players also explore space and find digital resources to sell.

There are two tokens: SMCW (governance) and BITS (for in-game purchases).

The platform is currently in beta. The project is in English. Such games appeal to sci-fi fans.

Unfortunately, in 2025 SMCW fell below $0.001. Trading volume is very low, so liquidity risk is high.

18. Space Cartels Hacking

Space Cartels Hacking is a puzzle-based project designed to train your mind. Inspired by “Master of Mind,” it’s a play-to-earn mobile game with a compelling story and quality graphics.

Players try to hack the world banking system by solving hundreds of encrypted codes and thousands of puzzles.

Developers give users the chance to earn by battling each other, where intelligence is your main weapon. Available on Android.

19. MOOW

The MOOW team claims to have blended art, crypto, sports, and gaming in one product. Here’s what that means:

• The project has an NFT collection, each token representing original digital art.
• To earn in MOOW, you must be active. The team monetized users’ physical activity, rewarding them with tokens and prizes.
• MOOW also offers in-app games and other earning activities.
• The native TAC token was listed on an exchange in August 2023.
• Recently, the team has promoted the Sleep-to-Earn mode.

MOOW plans to add more earning options. Sleep-To-Earn is scheduled for Q4 2023, allowing players to earn while they sleep.

20. Veggies Farm

Veggies Farm is a digital farm you build on your phone. Plant and harvest valuable virtual assets, mine gold, and collect artifacts. Later, these NFTs can be sold or traded.

You can also earn by winning battles—build armies to fight competitors and defend your land.

Players earn Polygon’s MATIC tokens. For extra bonuses, visit your farm daily.

21. XANA

XANA is a gaming metaverse featuring the NFT card game NFTDuel, a strategy project. Players build card combos and collections to defeat opponents.

The stronger your deck, the better your chances. Earn extra tokens through daily rewards and seasonal prizes as you climb the leaderboards.

22. Upland

Upland is a metaverse simulating the real world. Players create empires, launch businesses, hunt for treasures, and play games—earning money as they go.

Every asset is a digital token, so it can be sold for real money. The more active and strategic you are, the more valuable assets you’ll earn—and the higher your potential income.

Upland is a mobile online game for earning money with no upfront investment. Seasonal events like Blossom Season 2025 keep players engaged.

23. Illuvium

Illuvium is a sci-fi game centered on space exploration. Players explore a universe of Illuvials. Since February 2025, a public Open Beta is available on Windows/macOS, with staking on Illuvidex.

You can earn by collecting Illuvials, harvesting crops, or battling. Digital assets are tradable on the marketplace.

Although Illuvium has its own ILV token, developers also let players earn Ethereum.

Illuvium stands out among mobile play-to-earn games for its quality graphics and thoughtful storyline.

How Play-to-Earn Games Work

This sector is called GameFi, a combination of “game” and “finance.” The field, which includes games for real money earnings, is often called play-to-earn.

Mechanics vary by project. Most play-to-earn games let you earn crypto or NFTs, which can be traded for fiat or other digital assets.

Play-to-earn games surged in popularity during the COVID-19 pandemic. Lockdowns left many with partial or no income. GameFi projects helped fill the gap. In the Philippines, people used their free time to earn money in Axie Infinity—so much so that local authorities started taxing players.

P2E games have become a popular income source in developing countries. Axie Infinity links this trend to low average wages in these regions, making play-to-earn more profitable than traditional jobs.

How Much Can You Earn Playing?

Earnings from play-to-earn games depend on several factors, especially your initial investment. Precise earnings stats aren’t available online. BeInCrypto reviewed forum discussions to estimate potential returns, using Axie Infinity as an example.

On Reddit, users say they earn $7–13 daily, with some claiming up to $2,000 per month. Analysis suggests the average Axie Infinity player earns about $450 monthly.

Forum users say you’ll need to spend a few hundred dollars to start earning. The average entry point is around $600 to buy characters. You could spend less, but your characters may be less effective. Skimping may result in losses and lost investments.

Generally, your first month is spent recouping your Axie Infinity investment. On average, you’ll start earning profits in about 1.5 months.

Important: Play-to-earn project earnings vary widely. Before choosing a game, check player discussions on forums to assess likely investments and payback periods.

Summary

There are many play-to-earn games that require little or no upfront investment. Modern platforms let you enjoy your leisure time while earning money.

The effectiveness of play-to-earn is evident in the number of people who have made GameFi their main source of income.

Play-to-earn games with no upfront investment are a great way to make money online with minimal effort.

FAQ

What are play-to-earn games and how do they make money?

Play-to-earn games pay players for completing tasks, watching ads, and playing mini-games. Platforms earn from advertisers and premium users. Only use reputable platforms for safety.

Can you really make money playing these games? What’s the average income?

Yes, it’s possible to earn, but income varies by game and individual skill. Some players make tens of thousands of rubles a month, while others earn much less.

How long does it take to withdraw funds to a bank account? Are there fees?

Withdrawals usually take up to three business days after approval. Fees may apply depending on payment method and provider. Check platform policies for details.

Do you need to invest to start playing for money? How much do you need up front?

Most play-to-earn games can be started for free, with no initial investment. You can collect free bonuses and red envelopes, but small withdrawal fees may apply.

Are these gaming platforms safe? How can you spot scams and avoid risks?

Gaming platforms are often risky and vulnerable to scams. Check for licenses, user reviews, and developer reputation. Avoid projects that promise high profits with no transparency. Use official channels and review security audits and smart contracts before participating.

How do play-to-earn projects differ? How do you pick a reliable platform?

Platforms differ in payout rates, withdrawal methods, and reputation. Choose those with transparent fees, positive user reviews, and secure payment options. Verify licensing and project history.

Do you have to pay taxes on gaming income? What are the legal risks?

Game earnings are taxable when converted to real money. In-game currency used for purchases isn’t taxed. Follow local tax laws to avoid penalties.

What new high-yield play-to-earn games should you watch in 2024?

In 2024, games like Immortal Family Simulator with direct payouts are in demand. These titles are available on mobile and PC via emulators, providing flexible earning and fast withdrawals for active players.