As the application of stablecoins in cross-border payments accelerates, the global remittance market faces a restructuring. Stablecoins can significantly reduce transfer costs and time, disrupting traditional remittance systems. Regulatory measures are pushing stablecoins into the mainstream financial arena, but trust challenges between traditional institutions' business models and crypto companies still need to be overcome. It is expected that the penetration rate of stablecoins in the remittance market will continue to increase.