Interactive Brokers increases stablecoin deposits! USDC has been launched, expanding Ripple and PayPal solutions next week

Traditional banks have long been limited by operating hours, which is now a thing of the past. Recently, the globally renowned electronic broker-dealer Interactive Brokers officially launched a stablecoin deposit service, allowing investors to realize true “24/7” capital flow. This move not only reforms the way securities accounts are funded but also signals a deep integration of crypto assets with traditional finance.

The Era of 24/7 Trading Has Arrived: Interactive Brokers Innovates Fund Deposit Methods

Interactive Brokers CEO Milan Galik stated, “Stablecoin deposits bring the speed and flexibility needed in modern markets for global investors.” Compared to traditional bank transfers, which often take 1-3 business days, stablecoin deposits can complete fund transfers and start trading in just a few minutes. This change is particularly significant for traders across different time zones—no longer limited by bank operating hours, investment opportunities are accessible at any time.

USDC Trading Has Started: Zerohash Provides Technical Support

Interactive Brokers’ stablecoin deposit service is powered by Zerohash, a company focused on B2B crypto infrastructure. Users simply send USDC from their personal crypto wallets to a dedicated “secure wallet” generated by Zerohash, and the system automatically converts it into USD and credits it to the securities account. The process is straightforward and secure, initially supporting Ethereum, Solana, and Base, three major blockchain networks.

The partnership between Interactive Brokers and Zerohash is deeply rooted—IBKR had already invested in Zerohash, and both parties share high alignment in technology and business models. This expansion of stablecoin services is a tangible result of this long-term strategic partnership.

Fee Structure and Network Support Overview: Investors Should Be Aware of Cost Implications

Regarding fees, Zerohash charges a currency exchange fee of 0.30% of the deposit amount (minimum $1 per transaction), plus blockchain Gas Fees paid by the investor. While overall costs are slightly higher than direct bank transfers, many active traders find it worthwhile considering the time savings and 24/7 availability.

In terms of network support, Ethereum, Solana, and Base are currently covered, with potential expansion to more ecosystems in the future.

Ongoing Expansion: RLUSD and PYUSD Coming Soon

Interactive Brokers’ stablecoin strategy extends beyond this. The company has revealed that support for Ripple’s RLUSD and PayPal’s PYUSD will be added as early as next week, further enriching the stablecoin options. This expansion not only reflects market demand for diverse stablecoins but may also indicate that IBKR is considering issuing its own stablecoin in the future to create an ecosystem loop.

The Evolution of Traditional Brokers Embracing Crypto Assets

Founded in 1978, Interactive Brokers started with traditional stock and futures trading and has steadily embraced crypto assets in recent years. In late 2021, it partnered with Paxos to offer Bitcoin and Ethereum trading and custody services. Last year, it further expanded to include assets like Ripple (XRP) and Solana (SOL). Now, with the addition of stablecoin deposits, this veteran broker signals that crypto has become a core part of its business. These moves clearly demonstrate that traditional financial institutions are gradually opening a new era of 24/7 global capital flow through stablecoins.