Zhong'an Online 2025 Performance Shines Bright: Total Premiums of 35.7 Billion, Net Profit Surges, CEO Jiang Xing's Annual Salary Rises to 5.08 Million

ZhongAn Online (06060) recently announced its full-year 2025 performance, showing steady growth in key indicators such as insurance service revenue, net profit, and total premiums. During the reporting period, the company achieved insurance service revenue of 33.485 billion yuan, a year-on-year increase of 5.5%; net profit attributable to the parent reached 1.102 billion yuan, an 82.75% increase year-on-year. Total premium income was 35.735 billion yuan, up 6.9% from the previous year, with underwriting profit rising to 1.412 billion yuan, a 42.5% increase.

As of December 31, 2025, the group’s total assets reached 46.71 billion yuan, a 3.1% increase from the beginning of the year; net assets were 25.449 billion yuan, a 21.6% increase. The comprehensive solvency adequacy ratio remained at a healthy level of 242%, providing a solid foundation for stable business development. With prudent management strategies and sufficient capital strength, the company received a Moody’s insurance financial strength rating of Baa1 and a senior unsecured debt rating of Baa2 (investment grade), with the outlook upgraded to positive.

Regarding management compensation, the report shows that in 2025, General Manager Jiang Xing’s salary was 5.079 million yuan, an 8.85% increase from 4.666 million yuan in 2024. Jiang Xing, aged 49, joined the group in April 2014 and currently serves as an executive director, general manager, and CEO of the company, as well as a member of the Board’s Strategy and Investment Decision Committee. He has extensive industry experience, having served as a director of Hangzhou Guangyun Technology Co., Ltd. since May 2019, and worked in the insurance department of Zhejiang Rongxin Network Technology Co., Ltd. from December 2013 to March 2014. From January 2011 to March 2012, he was a senior director at Alibaba (China) Network Technology Co., Ltd.

In terms of educational background, Jiang Xing obtained a Bachelor of Engineering degree in Computer Science and Applications from Hunan University of Finance and Economics (now Hunan University) in July 1999. His diverse professional experience and solid expertise provide strong support for ZhongAn Online’s ongoing development. The company stated it will continue to deepen digital transformation, optimize product structure, and improve service quality to achieve long-term steady growth.