Gate Simple Earn has recently launched fixed-term USAT savings products. This offering features three lock-up periods—7 days, 14 days, and 30 days—with annualized yields of up to 15%. You can participate with as little as 1.5 USAT. The promotion runs until April 27, 2026, at 08:00 UTC. Product quotas are limited and available on a first-come, first-served basis.
USAT is a stablecoin jointly issued by Tether, the world’s largest stablecoin issuer, and the federally chartered Anchorage Digital Bank. It is fully compliant with the US GENIUS Act regulatory framework. USAT is issued on Ethereum as an ERC-20 token, fully backed by highly liquid assets such as short-term US Treasuries, and is designed to maintain a 1:1 peg with the US dollar. It serves as an institutional-grade, on-chain settlement and cash management digital cash equivalent, with no yield distributed to token holders. As of April 2026, USAT remains stably pegged at approximately $1.00.
Gate Simple Earn is a flexible crypto asset management tool offered by the platform. When users deposit idle assets, the system automatically connects to Gate’s built-in lending market, matching funds to borrowers with leverage needs. The interest paid by borrowers, after deducting platform service fees, is fully distributed to depositors. As of April 2026, Gate Simple Earn supports over 800 digital assets, covering mainstream cryptocurrencies and popular tokens. Regular annualized yields for flexible products typically range from 4.2% to 6.8%, with actual rates fluctuating dynamically based on market lending demand.
USAT Fixed-Term Savings Plans
The current USAT fixed-term savings products offer three lock-up periods, allowing users to choose flexibly based on their own idle capital cycles:
7-Day Lock-Up: Funds are locked for 7 days after subscription. Upon maturity, both principal and interest are automatically credited to your spot account. This option is ideal for managing short-term idle funds.
14-Day Lock-Up: Balances yield and flexibility, suitable for users with medium-term idle capital plans. Funds are locked for 14 days, with a lump-sum settlement at maturity.
30-Day Lock-Up: Designed for long-term idle capital management, this option offers the highest annualized yield of the event. Funds are locked for 30 days and cannot be redeemed early.
Interest is paid in USAT. Users can view details under [Financial Records] - [Fixed-Term] - [Interest Earnings].
Fixed-Term Savings Yield Rules
For Gate Simple Earn fixed-term products, interest starts accruing at 08:00 UTC on the day after subscription. Both principal and interest are redeemed together to your spot or trading account upon maturity.
Early redemption is supported before the product matures; however, please note that redeeming early will forfeit all accrued interest, and the principal will be returned to your account within 24 to 48 hours. Early redemption is not allowed within one hour of maturity.
Important Notes
This is a limited-time product, available from March 27, 2026, 08:00 UTC to April 27, 2026, 08:00 UTC. Product quotas are limited and offered on a first-come, first-served basis.
The minimum subscription amount is 1.5 USAT, allowing users to participate flexibly based on their own capital situation. We recommend reviewing the lock-up rules in detail before subscribing to plan your funds appropriately.
Conclusion
Gate Simple Earn’s USAT fixed-term savings products are open for subscription during the promotional period, offering three different lock-up periods to suit your needs. For the most up-to-date product rules, annualized rates, and remaining quotas, please refer to the Gate Simple Earn subscription page.
