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Backpack founder comments on Neo Finance's current situation: Cutting traditional high-quality financial services, charging complicated fees but not protecting investors' interests
BlockBeats News, January 17 — Backpack founder and CEO Armani Ferrante posted on social media stating that many projects claiming to be part of the “new generation of internet finance” are actually products with severely limited functionality, degraded user experience, higher fees, and poorer protection. Some tokens are essentially stocks but lack dividends, voting rights, or Securities Investor Protection Corporation (SIPC) insurance. Some projects are fundamentally banks but do not support direct deposits, check issuance, payroll processing, or transfers to accounts in others’ names. While they charge investors layered fees, they do not provide any investor protection and openly share personal data with the world.