BUCK is here: a new type of "savings coin" focused on passive income, with an attractive maximum annualized return of 7%

According to BlockBeats, Buck Labs recently launched the cryptocurrency BUCK, creating a new product differentiated from traditional stablecoins—Savings Coin. This is an innovative attempt aimed at overseas users (non-US), addressing the pain point of seeking stable returns during holding periods.

Where do the returns come from? Bitcoin-related assets provide support

The profit mechanism of BUCK is not complicated but quite interesting. The Buck Foundation holds perpetual preferred shares of STRC linked to Bitcoin, from which it periodically earns income. This portion of the earnings ultimately flows into the wallets of BUCK holders, effectively allowing each holder to indirectly benefit from the performance of Strategy (MSTR)-related assets. The current official annualized target is about 7%, with interest calculated per minute, meaning the returns are not a one-time gain but continuously and steadily flowing in.

Fundamental difference from stablecoins

It needs to be clarified here: BUCK is not a traditional stablecoin. First, BUCK’s initial price is set at 1 USD, but it does not have a hard peg mechanism, and its price fluctuates based on market supply and demand. Second, the main goal of stablecoins is price stability, whereas BUCK’s core value proposition is passive profit. In other words, if you just want a USD-denominated asset with stability, stablecoins are more suitable; but if you are willing to accept slight price fluctuations in exchange for stable income, BUCK might be more worth holding.

Governance rights in hand, community participation in profit sharing

BUCK adopts a governance token structure, allowing holders not only to earn profits but also to have voting rights on major matters such as profit distribution. The project emphasizes that BUCK is not a security and positions itself as a new type of crypto asset. Additionally, the development team clarifies that Michael Saylor and Strategy are not affiliated with this project, and there is no sponsorship or endorsement relationship.

Overall, the launch of BUCK opens a new option for users—besides seeking USD-denominated assets, they can also obtain relatively predictable passive income, making it especially suitable for investors who prefer long-term holding without frequent operations.