2026 is shaping up differently. Traditional asset managers are signaling higher valuations ahead, broader market leadership across sectors, and crucially—bond income making a real comeback. Here's the thing: for retirees and long-term holders, this changes the game on diversification. You can't just sit on the same allocation anymore. The playbook is shifting toward rethinking downside protection and income generation. Whether you're managing retirement portfolios or just thinking about long-term wealth preservation, this is worth paying attention to. Market rotations like this often create opportunities for those willing to rebalance.