Commerce Secretary Lutnick just weighed in on a real pain point—housing affordability for the younger generation. His take? Interest rates need to come down so young people can actually afford to buy homes without getting crushed by debt.

This is the kind of policy chatter that matters in the crypto space. When traditional assets like real estate become less accessible due to high rates, capital flows shift. Lower rates typically ease up on monetary conditions, which historically can redirect investment appetite toward alternative assets. It's not about predicting the market—it's about understanding the macro backdrop that shapes where money moves.

The housing crisis isn't new, but when top officials start publicly talking about rate adjustments as a solution, it signals what's on the policy radar. Whether this actually leads to rate cuts depends on the Fed's broader strategy, but the conversation itself tells you something about current priorities.