2026-01-21 03:21:58

Bitcoin has been declining again these days. Looking back at last week's rally, many speculate that some large institutions are manipulating the market. Ethereum is even worse, dropping below 3000 directly, and some early investors have already started to cut losses. As for SOL, it couldn't hold up either, falling from over 130 to around 126. Honestly, the overall environment is like this; individual coin issues are not a big deal.

However, there are some new developments on the ecosystem side. Pendle has launched sPENDLE, a liquid staking token, reducing the lock-up period from several years to 14 days, which significantly improves liquidity. The Cardano Foundation is also busy, completing the first milestone of its governance roadmap by entrusting 3.6 billion ADA to community DReps, showing serious progress.

Chainlink has integrated 24/5 US stock data services, connecting traditional stock markets with blockchain. Mastercard is reportedly in talks with Zerohash about a partnership; although the acquisition didn't go through, this attitude indicates that traditional finance is still observing the crypto space. Delaware Life has introduced Bitcoin index into fixed indexed annuities, with IBIT becoming a configuration tool—these actions are pushing institutional acceptance.

Cosmos is interesting; Noble plans to gradually cease application chain operations and shift towards promoting EVM Layer 1 networks. Crypto payment cards are also on the rise, with daily transaction counts increasing 22 times compared to the end of 2024. This kind of growth indeed indicates some underlying trends.

BTC-3,22%

ETH-4,41%

SOL-1,51%

PENDLE4,5%

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UnluckyValidator

· 1h ago

Friends who set stop-losses, your mentality must be collapsing. This drop is indeed tough to endure. Institutional players should start buying the dip—this is the moment of real money. Pendle's improvement is okay; being able to accept 14 days is better. But what we truly believe in is the gradual entry of traditional finance. Delaware Life's move is significant. Cryptocurrency payment cards are growing at 22 times the speed? This is the real demand. I really laughed when SOL dropped from 130 to 126. Had I known, I would have gone all-in on Cardano. It seems no one is paying attention to the adjustments in the Cosmos ecosystem; it's quite quiet. Connecting Chainlink to US stock market data is actually quite crucial. Everyone is busy watching the decline.

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DegenGambler

· 7h ago

It’s both a drop and a rise; this market trend is really a bit annoying. It’s really not about a single coin, just the market’s nature, I’ve gotten used to it. By the way, Pendle’s recent moves are quite interesting; the 14-day lock-up period makes it more flexible once it’s out. The most promising thing is still the actions from institutions. Giants like Delaware Life and Mastercard may be slow to act, but once they get involved, it’s a big move. We’re just getting started. The 22x growth in payment cards is a bit outrageous. If it really becomes widespread, that would be a big deal. Betting on whether Cosmos can take off during this transformation.

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BlockTalk

· 13h ago

Bitcoin has dropped again, but look at these ecosystem actions: Pendle has cut to 14 days, Cardano is really getting things done, and traditional finance is gradually approaching. That's the real focus.

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TommyTeacher

· 13h ago

Just fall if you want, anyway Pendle's liquidity staking has been cut to 14 days, and that's the real deal. The key is the ecosystem is moving, don't just keep an eye on the price.

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LiquidationWatcher

· 13h ago

Dropped again? This wave, the institutions are really just harvesting the little guys. Those who cut losses are regretting it, and those who didn't are also feeling uncomfortable. It's just unbelievable. The improvement of Pendle's 14-day lock-up period is quite notable; liquidity is indeed a pain point. The moves by Delaware Life and IBIT indicate that institutions are really gradually entering the market, not just talking about it. Noble switching to EVM, with crypto payment card transactions increasing 22 times, it seems the ecosystem is quietly making a fortune.

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FlyingLeek

· 13h ago

The market is so bearish but still looking at the ecosystem, I’m impressed haha, only retail investors can be this optimistic When prices rise, no one pays attention to Pendle; when prices fall, the ecosystem comes alive again... That 360 million ADA in Cardano is really something Delaware Life launching Bitcoin annuities? This is a signal that institutions are about to step in, retail investors should be trembling Cryptocurrency payment cards growing at 22 times the speed? Speechless, maybe there’s really hope

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FlashLoanPhantom

· 13h ago

Damn, it dropped again. Institutions really know how to play --- Early investors are all cutting losses. I looked at my wallet and wanted to cry --- Pendle's setup over the past 14 days is quite interesting. Liquidity has indeed improved a lot --- Cardano is getting serious. 360 million ADA is no small amount --- Chainlink now connects to traditional stock data? Traditional finance is really slowly approaching --- Delaware Life's recent moves show that big institutions are increasingly accepting Bitcoin --- Noble switching to EVM—another application chain forced to change course --- Crypto payment card transaction volume increased 22 times? If this data is true, it's unbelievable --- People who set stop-losses must be regretting it to death, waiting for a rebound --- Wait, Mastercard is still on the sidelines? Their attitude isn't very urgent

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CryptoGoldmine

· 14h ago

Short-term fluctuations can be annoying, but the hash rate returns have actually improved in recent days, which is interesting. Early-stage investors are not only focusing on stop-loss strategies but also watching who is accumulating at lows. This is when the true winners are distinguished. Signals from institutional acceptance are more worth tracking than price trends. What does Delaware Life's move indicate? The number of daily trades has increased 22-fold. Honestly, this data is more convincing than some project marketing hype. Pendle has cut the lock-up period to 14 days, and there is indeed room for imagination in liquidity premiums. A decline is an opportunity to position, the key is how to do it. Institutional exploratory cooperation—this is how traditional finance operates: if stability can't be maintained, then gamble.

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