The recent international situation is more刺激 than a K-line chart. A certain government initially looked like they were making huge profits, only to reverse and take on massive long-term liabilities and policy risks—this logic is almost identical to our FOMO all-in on a popular coin at the market high during the bull run.

At first, confidence soars, feeling like you've seized a chance for quick wealth. When the market turns, you realize you're the bagholder, stuck between a rock and a hard place—heartbroken over cutting losses, but afraid of going to zero if you hold on.

The fundamental reason for this passive situation boils down to: no long-term planning, no risk hedging. Interestingly, this pattern appears remarkably consistent in both traditional investing and crypto markets. The truly wise players never put all their chips on a single, uncertain narrative. Their approach is: while pursuing high growth potential, they proactively equip their entire asset portfolio with "ballast" and "stable income engines."

**How to do it? Build your "Crypto Asset Sovereign Fund"**

Just as a country needs foreign exchange and gold reserves to stabilize its economy, individual investors need the same. So the question is—what exactly are your "reserve assets" in the crypto world? The volatility of MEME coins? Or the next-generation public chain that always claims to beat Ethereum?

A more practical choice is to focus on building a core reserve layer around stablecoins and interest-bearing assets.

Through certain decentralized finance protocols, users can over-collateralize various mainstream assets, earning stable yields while maintaining flexible exposure. It’s like buying an "insurance" for your investment portfolio—when markets fluctuate wildly, you have a foundation that won’t shrink significantly; when opportunities arise, you still have enough firepower to seize them.

Defense and offense combined—that’s the true path to long-term profits.