2026-01-21 06:21:02

Recently, there is a phenomenon in the crypto world worth paying attention to: the era of asset abundance where earning passively is coming to an end.

To be honest, many projects are indeed garbage, and bubbles are not uncommon. But this is actually a process of market self-correction. What truly matters is the synergistic effect between RWA and DeFi.

On one hand, RWA brings real, cash-flowing traditional high-quality assets onto the chain, which directly increases the market’s asset supply without significant liquidity growth. On the other hand, the prosperity of the DeFi ecosystem has driven up on-chain lending yields, effectively "raising interest rates" on on-chain finance, which will inevitably attract funds seeking stable returns.

What is the chain reaction? The valuations of many tokens are exposed as clearly overestimated during this process. Trading volume on DEXs will increase accordingly because asset types and trading demands are expanding.

Of course, amidst the extreme decline of altcoins, there are also some projects that are seriously undervalued. But overall, the era of institutional investment has arrived, the dividends are fading, and the true golden age of value investing is emerging. Those who can accurately seize this wave of opportunity are the real winners.

RWA-1,72%

DEFI-1,93%

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DeFiVeteran

· 13h ago

The era of passive income is truly gone for good Once institutions arrive, retail investors have no say, and you need to select the right tracks The combination of RWA with DeFi can really pack a punch, it all depends on who can sniff it out first There are trash projects everywhere, but some cheap gems are quite interesting

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SingleForYears

· 13h ago

The era of easy money is really gone; now it's all about having good judgment. --- The combination of RWA+DeFi definitely requires close attention. --- Basically, it's just a new twist on the old pump-and-dump schemes. I still believe in projects with genuine cash flow. --- Institutional entry is a good thing, but retail investors still need to learn to cut losses. --- There are definitely undervalued projects, but I'm worried that what I buy isn't undervalued at all—it's just trash. --- This wave of opportunities has favored those with patience. I'm still losing money, haha. --- I believe in the growth of DEX trading volume, but the problem is how to find those seriously undervalued. --- It still feels like too many people treat the crypto world as a casino; truly valuable investors are few and far between.

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MetaMisfit

· 14h ago

The era of easy passive income is really over now; you have to choose carefully. RWA is indeed interesting, but to be honest, it's not as simple as it seems. When institutions enter the market, it means retail investors' good days are over—that's an iron law. The real opportunity comes when altcoins drop; I don't care whether trash projects die or survive. Only those that can survive this round are true assets; everything else is garbage.

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BlockchainWorker

· 14h ago

The era of lying down and making easy money is really over. Now you have to use your brain. --- The combination of RWA+DeFi is indeed powerful, but don't get caught by overhyped coins. --- When institutions come, they take the benefits and leave. What should retail investors do? --- Cleaning up bad projects isn't a bad thing; it's better than a field of dead leaves. --- Basically, it's about finding undervalued assets. The hard part is distinguishing between true value and potential zeroing out. --- On-chain interest rate hikes sound good, but who dares to say there are no lending risks? --- The surge in DEX trading volume is real, but can the transaction volume and actual arbitrage opportunities match up? --- The real profit in this wave still depends on information advantage and execution speed. --- RWA still feels too new; more observation is needed.

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defi_detective

· 14h ago

The era of passive income is truly over; now it's time to get serious and seek real value. The combination of RWA and DeFi does have potential, but the premise is not to get caught up in overhyped tokens and get "scalped." When institutions enter, things change; retail investors' golden period becomes even shorter, and whether you can grab opportunities depends on your judgment. There are undervalued projects, but most people lack the vision, and it's easy to go from bottom-fishing to losing everything.

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