"Stablecoin Instant Salary Payment" New Era! Visa partners with BVNK to revolutionize the global payroll experience

Global payment leader Visa recently announced a deep collaboration with UK stablecoin infrastructure provider BVNK, officially integrating stablecoin technology into the Visa Direct platform. This move is expected to shake up the global payroll system, injecting new liquidity into the $1.7 trillion payment network, and opening a new chapter in the integration of traditional finance and digital assets.

Visa Direct Upgrade: Stablecoins Break Payroll Time Restrictions

According to the cooperation details, Visa will incorporate BVNK’s stablecoin infrastructure, allowing corporate clients in certain markets to pre-fund accounts with stablecoins, then directly transfer funds to employees’ or partners’ digital wallets. This innovation completely changes the traditional banking model, which is limited by business hours and cross-border settlement friction.

Notably, Visa Direct is already widely used for payroll disbursements, personal service payments, and cross-border remittances. With the introduction of stablecoins, funds can be credited within seconds regardless of late night or weekend, eliminating the need for employees to wait for bank operating hours, thus disrupting traditional payroll methods.

Corporate and Employee Double Benefits: Salary Transfers in Seconds

This collaboration brings tangible benefits to both companies and employees. Enterprises are no longer constrained by banking operational limits and can disburse salaries at any time; employees enjoy the convenience of instant fund availability, avoiding traditional bank transfer delays. For cross-border companies, freelancers, and remote teams, salary payments in seconds will significantly enhance financial liquidity and job satisfaction.

Mark Nelsen, Head of Global Products at Visa, stated: “Stablecoins open up a revolutionary opportunity for global payments, demonstrating great potential in reducing transaction barriers and providing more efficient payment solutions.”

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This partnership reflects the increasing importance traditional finance places on stablecoin infrastructure. It is reported that BVNK processes over $30 billion in stablecoin payments annually and has established a mature operational system in the institutional stablecoin payment sector. Visa had already invested in BVNK through its venture capital arm in May 2025, followed by global financial giant Citigroup making a strategic investment five months later.

These actions are seen as a sign that traditional financial institutions are gaining confidence that “stablecoins can be integrated into mainstream finance,” indicating that stablecoin payments will gradually move from the fringe to the mainstream.

First Market Launch: Accelerating the Global Payroll Ecosystem

Visa and BVNK stated that the initial services will be launched in markets with high demand for digital asset payments. Whether they will further expand globally depends on customer adoption and market response. It is foreseeable that stablecoin payments in payroll will become a new norm in the global workforce in the future.