CZ: When you're young, you need to balance spending, saving, and investing to find the optimal balance point.

GateUser-6433627c · 2026-01-23T09:06:35+00:00

CEX founder CZ emphasizes that young people need to balance consumption, savings, and investment in financial management, including self-improvement. He mentioned that reading is the fundamental way of learning and advised young people to pay attention to risk management, avoid excessive savings, and invest resources in their own development.

GateUser-6433627c

2026-01-23 09:06:35

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On January 23, CEX founder CZ stated that when people are young, their earning ability is usually lower, and they need to balance three aspects: consumption, savings, and investment. Investment not only includes financial investments but also encompasses self-improvement. The key is to find an optimal balance point. The book “Die with Zero” provides a more detailed explanation of this. On December 13 of last year, CZ said in an interview with Pakistani social entrepreneur Bilal Bin Saqib that the most fundamental way of learning is through reading. He recommends that young people pay attention to risk management, and because future income potential is huge, they can take on higher risks. He advises avoiding excessive savings and investing resources in oneself to improve personal skills.

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