The wave of concern regarding the increase in non-performing loans has shifted from the leveraged credit market to retail fund portfolios, which are actively accumulating such securities. According to Bloomberg information shared on social media, investors are becoming significantly more demanding when assessing credit risks, revising their investment approaches. This reassessment of market sentiment is causing noticeable fluctuations in the financial sector — demand for high-risk debt is sharply decreasing as market participants adopt a more conservative stance. Investors' caution reflects broader concerns about the overall reliability of the credit system, which could significantly reshape portfolio management strategies and asset selection in the future.