#DeepCreationCamp 1. The "Yield" Hammer 🔨
The biggest shocker is the strict prohibition on paying interest or yield.
**No Direct Yield: Issuers cannot pay holders interest or rewards for holding coins.
The "Workaround" Trap: The OCC introduced a "rebuttable presumption" that an issuer is violating the law if its affiliates or third-party partners (like exchanges) offer rewards on that stablecoin. This puts major pressure on partnerships like the one between PayPal (PYUSD) and Paxos.
2. Mandatory "T+2" Redemptions ⏱️
Liquidity is no longer "best effort."
Issuers must honor redemption req