Випуск стабільних монет Circle за один місяць зріс на 80%, чи штучний інтелект-агенти змінять карту платежів?

Stablecoin-issuer Circle’s stock price (CRCL) demonstrated strong momentum, soaring 81% in a single month. Despite the bearish environment of software stocks and Middle Eastern conflicts, it showed remarkable explosive growth. In addition to benefiting from better-than-expected financial reports, the market is increasingly focused on its strategic layout in artificial intelligence (AI), especially how AI Agents can use stablecoins for micro-payments, potentially reshaping the future financial transaction framework.

Allaire: AI Agents Will Reshape the Payment Landscape

As artificial intelligence evolves, market expectations are that future transactions will be largely automated by AI Agents, forming machine-to-machine (M2M) commerce models. Circle CEO Jeremy Allaire stated during the February earnings call that stablecoins could become the native currency for machine-to-machine trading. The core future demand lies in AI systems exchanging data and services with each other. In this scenario, transaction frequency is extremely high, and individual amounts are tiny. Traditional credit card networks, with fixed fees and settlement delays, are difficult to support such micro-payments effectively. Therefore, stablecoins with low costs and programmable features are becoming an ideal medium to support this high-frequency trading.

Blockchain Infrastructure Deployment by Payment Giants

To prepare for the AI agent economy, payment companies are accelerating the building of blockchain infrastructure. Circle launched the Arc blockchain and tested nano-payment functions capable of supporting on-chain value transfers at extremely low amounts, enabling zero-fee transactions. This not only significantly lowers the economic barrier for M2M commerce but also provides a critical infrastructure for autonomous AI agent trading.

(Arc White Paper! Circle Launches New Blockchain Network Designed for Stablecoin Finance)

Meanwhile, Stripe, with a payment volume of $1.9 trillion and a valuation of $159 billion, is collaborating with Paradigm to develop the Tempo blockchain and has invested over $1.1 billion to acquire related infrastructure. These initiatives show that the industry is actively seeking the next growth momentum through technological upgrades.

(Stripe acquires stablecoin orchestration platform Bridge; transaction volume quadruples, actively expanding VISA’s global payment footprint)

Fundamentals Support, CRCL Rises 80% on AI Wind

Recently, the increase in USDC holdings (mainly as users store more USDC on platforms rather than external exchanges like Coinbase), along with growth in new business lines such as Circle Payments Network and Arc blockchain, have boosted CRCL’s stock price. Needham & Co. analyst John Todaro commented that Allaire’s remarks on agency commerce are timely.

“The management’s comments regarding agents are quite good, especially in the current stock market environment where AI is causing huge impacts. If you see AI as a tailwind rather than headwind or business disruption, your development will be very smooth.”

However, traditional credit cards possess mature fraud prevention and credit expansion mechanisms, which stablecoins currently lack. In the short term, stablecoins and traditional financial networks are more likely to coexist and integrate rather than fully replace each other.

Stablecoin issuer Circle’s stock (CRCL) recently showed explosive growth, soaring 81% in a month amid a bearish environment of software stocks and Middle Eastern conflicts.

This article “Stablecoin Issuer Circle Surges 80% in a Month, Will AI Agents Reshape the Payment Landscape?” first appeared on Chain News ABMedia.