Kết hợp giữa thẻ Trump và chính sách nhà ở, kế hoạch kinh tế mới của Nhà Trắng

The White House is pushing for a multi-layered policy to improve access to homeownership. According to recent remarks by the Chair of the National Economic Council(NEC), the administration is reviewing comprehensive reforms that include credit card products, retirement fund utilization, and regulations on institutional investors to help citizens facing rising housing prices.

Trump Card in the Credit Card Market

The credit card product “Trump Card,” developed in collaboration with major financial institutions, is attracting attention. This Trump Card is differentiated from traditional credit cards by focusing on housing-related financial needs. According to data providers such as Jinshi Data(Jinshi Data), this product is designed to ease the burden on consumers during the home buying process.

Using 401(k) Retirement Funds as Down Payments

The White House is also showing efforts to reform existing policies through executive orders. Specifically, they are considering allowing funds accumulated in 401(k) retirement accounts to be used as down payments for home purchases. This is seen as an innovative approach to address the difficulties first-time homebuyers face in securing funds.

Promoting Market Normalization by Restricting Institutional Investors from Buying Single-Family Homes

At the same time, measures to limit large-scale purchases of single-family homes by institutional investors are also under review. This aims to create a more competitive environment for individual buyers in the housing market.

President Trump is expected to officially announce these policy directions at the upcoming Davos Forum. From credit card innovations to expanding retirement fund utilization and easing market entry barriers, the comprehensive housing policy is drawing industry attention to its potential impact on the economy.